Drawing on their experience with numerous institutions dedicated to housing finance in Africa, FINACTU teams imagine, design and implement innovative solutions to address the major challenge of access to affordable housing for all.

In French-speaking Africa, as elsewhere in the world, housing construction is a challenge that authorities are struggling to meet: even if considerable progress has been made over the past decade, governments are still lagging behind in adjusting construction to extremely high demand, driven by the emergence of a middle class and by robust demographic growth.

And yet, the housing sector is a major economic growth driver: beyond the direct activity generated, access to housing is a guarantee of economic stability, and a springboard for better education and health.

The heart of the problem is well known: the volume of financing available for access to housing is insufficient, and does not target the mass of people wishing to acquire a home, be they low-income workers or the informal sector.

The FINACTU teams, backed by their experience with numerous institutions dedicated to housing finance in Africa and their intimate knowledge of the inner workings of African finance, are convinced that solutions do exist, combining innovative financial tools and the resolution of non-financial obstacles.